[jimjamuser]

Originally Posted by tvbound

Thanks for your thoughts.

I agree about the potential for a recession, which is the only reason we haven't already bought. In fact, instead of just paying cash for the house we are also thinking of taking out a partial mortgage in case the stock market tanks big time, which that extra money could then be invested. That would give us even more money to play with, so the kids will have a bigger inheritance when the time comes. Particularly since home mortgages are at record lows right now and it wouldn't take much return from stocks, to come out way ahead in the long run going in that direction.

This will definitely be our last home and as we heard many times from the full-time residents when we rented, I guess that will officially make us "frogs."

Borrowing to buy stocks sounds riskier than buying real estate. Be careful. The market is more volatile than at any time in our lifetimes.