I would email the tax assessor and ask how the assessment will change if you buy a 10 year old home that has had homestead protection for assessments.
I think when a new home is assessed it could be a little under what you paid for it as some items, say refrigerator, is not considered real-estate. For estimating I would assume the taxes will be based on what you pay. If you are a full time resident on Jan 1 you can also get a 50,000 reduction to the assessed value so using the sales price will overstate your cost but could be ok for budgeting. Taxes will go up each year.
Once you are a full time resident of the property the annual increase in asses value is protected by the save our home laws. You assessment can increase but at a lower rate than market value. When the home is sold it is brought back up to market assessment.
It is also possible to move the save our home protection from your old Florida home to your new home.
I think the homes are reassessed every year using comptuer programs as opposed to doing an actual appraisal.
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