Quote:
Originally Posted by retiredguy123
You can see the actual tax bill for every house on the county website. But, generally, when you buy a house, the assessed value may increase, especially if the house has not been sold in a long time. Usually, over time, your tax assessment will increase, but not as much as the market value of the house. So, I would look at the tax bills for houses in the neighborhood where you may want to buy. But, there are no guarantees about what will happen in the future. Note, that Lake County has the highest taxes, followed by Marion and then Sumter. Also, some houses are located in a city where part of the taxes go to the city. These are Wildwood and Fruitland Park, and possibly others. You also need to check the annual maintenance fee and the bond payment, which are also shown on the tax bill. Another factor that affects the tax bill is whether you have a homestead exemption.
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all great advice
I believe that it may take a year of being a Floridian and property ownership to qualify for homesteading...you may have an issue if you own another home in another state if you receive a tax break on it due to homesteading on that property
order of magnitude number for you to work with (for a home at the upper level of your range) would be around $4500 for taxes, bond and annual maintenance...(and plan on paying a monthly amenity fee of around $150)..
BTW - I found that Triple A had the best homeowner and auto combo insurance rates a couple of years ago when I shopped around
good luck