I have Allstate auto insurance and ASI (now Progressive) for homeowners. If price is a serious concern, then you really need to shop around and be willing to change companies every year or so. Insurance companies do not reward loyal customers. They do just the opposite. They raise prices for loyal customers. Also, I think they overstate how much you really save by bundling your homeowners and auto insurance with the same company. You can often get a better deal by having two different companies.
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