When I purchased a new masonry 2 BR CYV in 2011, I contacted Villages Insurance and they set me up with American Integrity at $505 a year. In 2019 premiums were $985 and when I looked back, AI had raised my premiums 5 of the 8 years I was with them without making any claims.
I called Villages Insurance just about a year ago and asked what else was available, and if ASI was available. She said ASI would write the policy but not with sink hole insurance, so then we moved on. She put me with Coastal Insurance out of Miami. The rate was $400 less, $575 for the year. They actually sent a photographer out to our home and took exterior photos, something that AI never did.
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