IMHO, your first mistake is using the Villages Insurance. American Integrity is trying to deny all roof claims right now and that has driven many of us to Public Claims Adjusters to step in on our behalf. All roofs north of 466 will need to be replaced in the next 2 to 4 years, they will all be over 20 years old. If the roof is nor replaced, the homeowner will not be able to renew or get new insurance.
The wind storm n February seems to have left quite a bit of damage as inspectors are finding. Thus, everybody is filing claims to have their roofs replaced for just their deductible.
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Mark & Linnae
Birmingham, The U.P., Saginaw, Bay City, Toledo, Columbus, Dayton
& The Village of Chatham 
"I wish I didn't know now, what I didn't know then"
-Bob Seger-
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