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Originally Posted by dewilson58
Read the articles and you will learn.
The first report is self-serving. They are a credit reporting service. Duh!!!
The other two reports indicate a carrier might look at credit history, NOT CREDIT SCORE. The number, the score is not used.
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It’s unfortunate when people here try to dispute facts and confuse everyone.
You’re saying that the credit history is important but the credit score is not? The credit score is a reflection of your credit history. Duh!!!
Even the title of all three links I provided have “credit score” in the title of the article. The second link is from Consumer Reports and the third link is from Nationwide Insurance. If you don’t think these are reputable sources, search for yourself and you’ll find dozens of other sources that all say the same thing. Your credit score affects your insurance rate.