Actually the last I heard from my insurance provider was no insurance company in Florida will issue a policy on a roof older than 15 years. He is an agent that insures high risk property and he has no product that will do this. If you want to sell your home in The Villages or anywhere else in Florida if the roof is more than 15 years old you will have to replace the roof or reduce the price. I will say with a new roof his rate was way better than $1900 dollars. Not sure what size home was insured but my home is an Iris and my insurance was under $1000 excluding flood.
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