Never regretted waiting until I was 62 to retire. We have traveled all over the world, lived in TV for 12 years and am very happy I did not retire earlier. My wife did not retire until 70 and still misses teaching. It's a personal thing. If you don't like working get out as soon as you can. We did not wait until retirement to travel, which is the thing we love. We were both educators so we had free time to enjoy ourselves. If you have a job with 2 or 3 weeks off a year, you might want to retire earlier. Good Luck!
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