[ColdNoMore]

Originally Posted by Stuart Zaikov

You might want to ask someone who works for one of the credit scoring agencies

Normally I might agree with talking to an "expert," but due to all of the research I've done over the years I'm pretty familiar with all of the facets of credit scores, so I doubt there is anyone who could explain the algorithm that had my particular score go down 10 points... because I paid off $5.

Truth be told, I'm not concerned with my scores as they're plenty healthy and it's just kinda fun as a hobby watching them...and trying to figure out why they're doing what they're doing.

This one though, was the most extreme I've seen so I just thought...it would make for a good conversation/thread.