[ColdNoMore]

Originally Posted by FredJacobs

Your FICO score is affected by how much of your total credit line is being used. Add up the total credit line from all of your credit cards. The closer you get to 10% of that figure the more your FICO score goes down. Pay it off and it goes back up. I made a major purchase and asked if they take credit cards (I always want the points if I can get them). My FICO score went down by 30 points and back up when I paid the bill. By the way, your score going up or down by a few points does not affect your credit worthiness. It's when your score crosses over into a different range that does it.

That makes perfect sense if it were true, but at least in my case...it's not.

Here's the alerts I mentioned in my original post.

As I said...goofy and weird.