Quote:
Originally Posted by CWGUY
 Don't know of any "bogus" claims...... but would like to know what others think of homeowners who get new roofs on the Insurance Co.'s dime when they are at the end of their expected life span. And I mean the roof's life span - not the homeowners. 
Example: In our CYV neighborhood our homes were built in 1999/2000 with 20 years roofs on them. There are now roofers going around and submitting insurance claims and doing roofing jobs. Many of us got together and had new roofs installed a couple of years ago( Thanks to 1 neighbor who did all the leg work) at a good price. Many of us knew our roofs were fine but at the end of their life expectancy. My impression is that we did the right thing and insurance claims now on 21 year old -20 year roofs- "MAY" just be bogus!  |
I would assume an Insurance Inspector has the expertise to determine deterioration from aging vs event damage. If your house is destroyed by an event you get your home replaced with insurance. If your roof is damaged beyond reasonable repair you get it replaced. That’s why you have insurance. For what reason would numerous different Insurance Companies payout replacements after their inspectors and in house adjusters approved the claim as reasonable event damage.
You may not be happy because so many are getting replacement, but for me the 3 step inspection provides all the legitimacy needed.