I just want to say it is SO PLEASANT when people (like those on here now) provide so much information like you have, and others reading it do not feel compelled to start an argument or prove how their decision is much better (like the yes or no to uninsured motorist and other fine points). Just so nice when people share, but then don't feel compelled to prove they have made the superior decision. Right now I am SO CONFUSED about what is going on in our neighborhood concerning home owners insurance too !
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