Whether or not you pay cash or buy a FSBO should not affect any of the things you mentioned as long as the closing and title transfer are performed by a title company. If you are buying a preowned house, you should consider buying an owners title insurance policy in case a problem with the title comes up in the future. If you make an offer on a FSBO, I would highly recommend that either you or the seller have an arrangement with a title company in advance, so the title company can accept your earnest money and keep it in escrow until the closing. Don't pay any cash directly to the seller. If you make an offer through a real estate agent, always remember that the agent works for the seller and will share information about your discussions regarding how much you are willing to pay with the seller. Also, it is very important that you get an inspection of the house as a contingency in the sales contract. Many people use Frank D'Angelo, 352-250-7818, to do the inspection because he is very thorough.
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