Whenever the issue of title insurance with cash buys comes up, I always say the same thing:
When you are paying cash for a house, you are the bank; therefore, do what a bank would do.
(I know how to search a title — sort of — and I have done that when buying houses up north, but even so, we still get title insurance. We got it on our pre-owned TV house, too.)
Like that old saying advises, “Don’t be penny-wise and pound-foolish.”
Please look at the post from retiredguy123, earlier in this thread. He is giving you excellent advice.
Good luck with your house hunt. You will have a lot to choose from.
Boomer
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