Quote:
Originally Posted by trekker954
I'm not sure TV is any different from other Florida cities, but what has you experience been if buying with cash. I own a home outright and keeping it in South Florida but plan a move to TV. I've been up there a number of times, and coming up Saturday for a couple of weeks to look at homes. I know Villages Properties, FSBO and MLS are all seperate.
If I do find my dream home, appraisal wouldn't be requires especially if I get a great deal.  I assume I can research myself if there are any liens on the house, or is there a way to request the seller to produce a certificate? (Not sure about that). I think I can go to whatever county assessor and request a lien search. Or hire a title company to do a search.
I shouldn't need Title insurance Policy if I come up with a clear title correct?
So I should only have to pay for a Recording Fees.
Anything else I might need that is specific to TV purchase? |
All good thoughts, but a few not right. As a Buyer you allow the Seller to choose Title Company and with that the Seller pays for Title insurance and a lot of the Recording/Tax. This way you are assured of a Clear Title and also have the Title Company there if something comes up later. You do pay for the Title Company , around $400-$500, but money well spent to have clear Title and someone handling all the closing paperwork.
Also a MLS Realtor can often help with a FSBO to make sure you are getting the best deal and many FSBO Sellers are willing to pay a commission to a Realtor bringing a solid Buyer.
I would be happy to help you find your next home or at least be a resource for any questions as I am a Multi-Million Dollar Producing MLS Realtor Selling in The Villages.