[Fisherman]

As a prior banker of 35 years, I strongly encourage you to spend the extra money to do the transaction right whether you buy a resale or a new home from the Villages. You need to protect your investment and eliminate any issues if you ever decide to sell. I just bought my second house in TV... first was a home I had built and financed with a mortgage and the second a resale I paid for with cash. For BOTH transactions, I used a real estate attorney, got an appraisal, an updated survey and title insurance. In addition, on the resale, a home inspection. Trust me, all of these are important. The only one you could check fees on would be to use a title company or an actual real estate attorney. For me, the price difference was so minimal, I went with my own real estate attorney. The Villages use one, why should I not have my own to represent me?