[EdFNJ]

Posting how much you were billed doesn't mean much unless you also post your exact coverages. Just got a quote from Allstate for $112 for full coverage and Progressive for $108 (took Progressive, I have a grudge against Allstate from 30+ years ago plus they were $1200 more than GEICO for my auto insurance).

Progressive Coverage includes (same coverages were quoted for Allstate for $112:

Bodily Injury Liability:$ 250,000 each person $500,000 each accident $24.00
Property Damage Liability: $100,000 each accident $12.00
Uninsured/Underinsured Motorist: $25,000 each person $50,000 each accident - Nonstacked $12.00 (def don't need this but for $12 wtf)
Medical Payments: No Coverage $0.00
Enhanced Injury Protection: No Coverage $0.00
Comprehensive: $100 deductible $25.00
Collision: $250 deductible: $35.00
Roadside Assistance: No Coverage $0.00
Carried Contents®: No Coverage $0.00
Accessory coverage: 3,000 (included) Included
Total rate for this vehicle: $108.00 (paid up front) for 12 months

If I paid monthly it was like $33 more for the year. Did it all online in 10 minutes.

If you have had any accidents, claims, tickets or lousy credit on ANY POLICY you rate can be much higher. I have none of those.