Dod you go through The Villages insurance? I noticed when I was eith them after the 1st year each one of my policies went up drastically. I dropped them and went with Progressive. Everytime I added something I got a bigger discount. Eventually I got my golf cart, car, motorcycle and then home all switched to Progressive. I have to have all high limits to meet the minimums for my umbrella policy. I am saving about 600.00 over the Villages policies now.
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