Quote:
Originally Posted by EdFNJ
Medical payments is a waste of money on GC (or even car). You have insurance either medicare or private.
Uninsured motorist is also a waste especially at the high rates that are charged for it. You should all DO a LOT of reading about UM in FL. This is a GOLF CART not a car. Once again, if you have medicare or private insurance you are covered. UM (either lower coverage) or not at all is probably 1/3rd or more of your rate.
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You're right about the medical payments coverage. A friend was injured in a golf cart collision and when she needed to go to rehab, the rehab facility declined to accept their golf cart medical payments as primary and her husband had to come with $$$ in cash before they would admit her. I cancelled that coverage on our policy so that Medicare would be primary.