A whole house surge protector is not designed to protect your house against lightning. To do that, you would need a lightning protection system that would include lightning rods on your roof connected to a cable system that would channel a lightning strike through the cables and into the ground. I don't believe that either a whole house surge protector or a lightning protection system are worth buying. The best way to protect electronics is with local surge protectors near the electronics. Also, your homeowners insurance will cover damage due to an electrical surge or lightning.
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