In 30 years in Florida living all over state .I’ve had my AC scorched outside twice that’s pretty common and I also had a wall smashed and the strike went through a the air into my garage knocked out a light bulb in garage and left a little scorch on fuse box, electrician checked it out , didn’t even charge me. All 3 hits were in villages different homes. I don’t have any protection because over the years old ve run into people who had direct hits and none was f those protections worked . I’ll let insurance take care of it, for me all I’m protecting is a couple of tv ‘ and kitchen appliances
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