Poverty can be avoided, by all skin colors, if you follow only 3 steps when you are young. Follow ALL of them and you have a 98% chance of avoiding poverty.
What are the steps? Finish high school, work full time, and ‘marriage before carriage’ (wait til you are 21, and marry, before having kids).
2 percent of persons in families that followed all three norms are poor, whereas 76 percent of persons in families that followed none were poor
Three Simple Rules Poor Teens Should Follow to Join the Middle Class