Quote:
Originally Posted by Boomer
It is highly possible, that in the relatively near future, insurance companies -- again -- will be allowed to use pre-existing conditions as their right to deny coverage.
If insurance companies are awarded the unconscionable power to deny coverage for pre-existing conditions, it is not a big leap of the imagination to think that having had Covid 19 could be termed a pre-existing condition.
Why do I think that could happen? — because we do not understand where this virus can take us. But we do know that Covid 19 can sometimes leave very serious, and possibly chronic, health problems in its wake — even after supposed recovery.
I realize that most Villagers are comfortably swaddled in Medicare or good coverage from military retirement or previous employers. But, even so, in this time of overwhelming distraction, it is important to stay informed of what is playing out behind the front-and-center chaos.
Gen X and Millennials and younger boomers who get the virus and recover could find themselves saddled with a pre-existing condition — forever— just for having had the virus — even though nothing else has shown up — yet — after recovery.
Maybe I am overthinking this. Gee, could insurance companies ever even consider reaching into such a pot of gold as Covid recovery as an excuse to deny coverage.
No matter where your loyalties lie, no matter whether you have any younger people in your life to love, please pay attention, stay informed — from a variety of sources.
The ultimate decision to protect or to take away the individual’s right to not be denied health insurance coverage due to a pre-existing condition is in the works — with powerful support to take away that right.
Be careful what you wish (wished?) for.
Cassandra Boomer
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That may be true but my insurance went through the roof before the so called Affordable Care Act my premium was $225 with a $1500 deductible. Today it is $600 a month with a $10,000 deductible. This coverage is for one person with no health issues. I have to Pay $100 a month for the AfCA as mandated by the act even though I’m not covered by AFAC. I have coverage outside of it because I couldn’t afford it under the AFCA. But someone has to pay for the subsidizing, again the middle class is.
The long and short of it the act has way to many holes in it and once again the middle class is paying the price. Young people who can get insurance through work have to even if the AFCA would cost a lot less and the retired person worth $3M gets subsidize because they don’t show any income on their tax returns because they’re using their savings so they’re getting their health insurance for less than $100 a month. I work in this field and I see this all the time. So, yes the act needs to change because it’s a hot mess and I am tried of having to pay for it out of my pocket.