This question about "free roofs" has been on this site for months. Bottom line. My roof was original, 19 years old. Insurance, less my deductible, paid for a new roof. (I had previously paid myself for some minor damage due to Hurricane Irma.) I then had it inspected, paid $100, for wind mitigation. My insurance company REDUCED my bill by over $400. I did nothing immoral, illegal, or unethical. Now what happens in the future might be different but I am very satisfied that I have a superior roof to what I had upon purchasing my home at an honest cost to me. It is not working a scam. You purchase insurance hoping that you won't need to use it but this was totally unexpected. Most of the people objecting to this process seem to fall into two categories. One where their insurance company refused to pay for whatever reason and another who had their roof replaced at their own cost within the last few years and thus weren't eligible for a replacement.
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