OP, I agree with above, we have stretched gardenia, and cleaning service and electricity are the lowest monthly costs. Your top costs will be (not necessarily in correct order), mortgage, bond, taxes, amenity fees (including trash, water, irrigation), eating out, lawn mowing and maintenance, etc. I hope you have all of these in your budget also.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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