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Originally Posted by Fraugoofy
It's quite an assumption to think everyone who lives in TV is on Medicare. My health insurance out of pocket deductible is $3000. That means I pay the first $3000 out of pocket, so even if a test is $119 I pay that in full since I am not on Medicare... another Villager assuming, and you know what they say...
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According to FAMILIES FIRST CORONAVIRUS RESPONSE ACT AND CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY ACT
as long as your doctor deems it necessary there are (supposedly) no deductibles or copays. I'm sure a doctor can easily be convinced it's necessary.
COVID-19 Testing Is Supposed to Be Free. Here'''s Why You Might Still Get Billed | Time
How much will getting tested cost me?
It’s supposed to be free. The new law mandates that Medicare, Medicaid, other government plans, and most private plans cover COVID-19 testing — and all testing-related services — entirely. That means no co-pays, no deductibles, no co-insurance charges. Free.
But beware. Our health care system is a mess and the law does not explicitly prohibit charging you if you go to an out-of-network provider. It also doesn’t address other “surprise billing” problems.
The law requires insurers to cover testing and doctor’s office, urgent care, telehealth or emergency room visits as long as the services “relate to the furnishing or administration” of a COVID-19 test or “to the evaluation of such individual for purposes of determining the need” of a test. That means that if your visit does not result in a COVID-19 test, if you get tested somewhere that is not in your insurance plan’s network, or if you’re treated in anyway besides just getting a test, you could end up with a bill.