The whole house generators are loud but then you have the windows open because the A/C is off. I would not worry about the noise.
You do have to pay attention to how close the generator is to the overhang of the roof so fumes do not enter the home.
You need some type of emergency pressure value (not sure I am using correct terms). You have this with your current service. This can be moved at little expense so I do not know why you could not locate the generator behind the wall.
I guess the Villages are unique if they have underground electric lines from the generating plant to your home.
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