Google:
In Florida, an Owner's Title Insurance Policy is typically paid for by the seller, however, these fees can be negotiated in a sales contract. If the seller pays for the owner's title policy it is also typical for the seller to select the title agency.
When I, Velvet, bought my house the seller paid title insurance (resale home) which says they are in position to sell their house in the first place. They chose the agency, Freedom Title. I chose not to have buyer’s title insurance. But I had no mortgage. I’ll get my title insurance when I am selling.
If you are being pushed to do these things be prepared to walk away. It’s your money. You decide what you pay for. There are so many similar homes in TV you’ll find another one, or a better one.
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