Talk of The Villages Florida - View Single Post - Paying Buyer versus Lender Title Insurance
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Old 07-14-2020, 06:42 AM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by jbrown132 View Post
What I have never understood about any of this is that when buying a home you pay the attorney to do a title search. So when you go to sell the home if they find a problem with the title shouldn’t the attorney who did the original search be liable to make the title good. To me this is just a money making scheme.
You are correct that the attorney who does the title search is liable, but you would need to hire another attorney to sue the title seach attorney. Good luck with that. If you have a title insurance policy, you just file a claim against the policy like you would with homeowners insurance. But, it is a money making scheme, like homeowners and auto insurance. A title insurance policy is only paid for once, and it covers you for life, unlike homeowners and auto insurance that you need to pay for year after year.