There are 2 types of sinkhole coverage. Catastrophic covers total loss. Non-catastrophic will cover damage that does not destroy the home but may cause some structural damage. Not all companies will offer non-catastrophic, but repairs can get expensive if you don’t have it. I have ASI/Progressive which offered it, and $500 deductible hurricane coverage (many others are 2%), so I have been hesitant to change providers even for minor premium savings.
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