I highly recommend that you get the extra sink hole coverage. We use Progressive. But if I remember correctly they told my husband that they actually go through USAA for the coverage. We've had USAA for auto and they are a good company. Personally I'd try USAA before Progressive. I'm not a fan of Progressive simply because they hassled me for a year after one of their auto policy holders rear ended me. Even tried to get me to release all my medical records to them and I had never claimed to be injured from the accident.
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