Talk of The Villages Florida - View Single Post - Homeowners' Insurance:
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Old 07-27-2020, 11:29 AM
bobnyce bobnyce is offline
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Default Sinkhole insurance
Quote:
Originally Posted by davem4616 View Post
give Triple A a call...we have a HO policy with them that has sink hole coverage

doubtful that 'everyone' in TV has sinkhole coverage...that's a personal decision everyone makes for any number of reasons
The legislature changed the law at the behest of insurance companies just a few years ago. Standard homeowner’s coverage for sinkhole damage requires your house to be uninhabitable. Therefore, any damage that doesn’t make it uninhabitable is your problem unless you buy extra coverage - at least that is how it was explained to me. So I went with AAA. It costs extra but does cover sinkhole damage that affects your house even if you can still live in it. Most companies will require a sinkhole inspection prior to giving coverage.