They refinanced the bonds in our district. I imagine they did it across the board but I don't know. It went from 6.125 to 3.73 percent. That's a lot more than you can earn in the fixed income market these days unless you are risk tolerant. I have money in a roth that I call "mad money" to roll the dice in the markets, otherwise I have become very risk adverse at 67.
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Terry 
Always be humble and kind.
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