Quote:
Originally Posted by retiredguy123
All Florida homeowners policies are required to have coverage for "catastrophic ground collapse". But, "sinkhole" coverage is optional and not always available for all houses. Basically, sinkhole insurance will cover any damage to your property caused by a sinkhole, even if your house is not damaged. Catastrophic ground collapse insurance will exclude some sinkhole damage, especially if you house is not damaged or destroyed.
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Not true. There must be damage to structure. Land is not covered.