Quote:
Originally Posted by SharonW
It cost the company less out of pocket to settle a claim than to Drag out a case in court.
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I guess we just disagree. I don't think most homeowners would hire a lawyer to sue their insurance company for a roofing claim that has little or no merit. I surely wouldn't, and most honest people wouldn't either. The normal process is for the insurance company to send out an adjuster to determine if the roof damage was caused by a weather event. The adjusters are mostly fair and will approve valid claims and reject bogus claims. In my experience, that is the normal process. People don't sue "all the time". Insurance companies cannot afford to pay meritless claims, but they will pay valid claims. This has also been confirmed by my insurance agent. I would suggest that, if you think your roof has been damaged by weather, you should contact your insurance company. Do not allow a door-to-door roofer to inspect your roof or sign an "assignment of benefits" agreement that they present to you. And, don't hire a lawyer unless you really think you are being cheated. The vast majority of issues can be handled without a lawyer or a shyster roofer.