2 points:
1) You can bet all of the "weasel" answers have been reviewed, and possibly written, by a lawyer who will make sure they are legally acceptable.
2) With reference to the under 55 age living here by law it is permissible (but not required) to have UP TO 20% under 55 and still be considered a retirement community. By law the developer must keep records to make sure they do not go over 20%. HOWEVER, there are many retirement communities (some right around here) that DO NOT allow anyone under 55 years of age to live there. There is NO law that we must allow persons under 55 to live here - the developer made the decision to allow it.
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