I’m not a shopper and make most of my purchases online, including Prime and eBay. If payment via PayPal is an option, I use that rather than giving many merchants my credit card number. My PayPal account uses my credit card for payment, therefore, I have credit card protection as well as PayPal’s protections. Only once have I had a dispute with a seller and PayPal refunded my money. I certainly do not make purchases exclusively through Prime as their selection of merchandise and their prices are not always the best.
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