My medicare plan paid the entire thing, no out of pocket at all. Everyone has a different plan for different reasons. I have Plan F and love it. I pay more but for me it's worth it, no worries and piece of mind. I'd suggest you look at plans closely during open enrollment and possibly find a better one for you. $155.00 is cheap compared to getting shingles, a friend had it and was in agony for 4 weeks.
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