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Originally Posted by Dilligas
Your analysis is precisely why it should be operated at a profit. That is why most creditors are pushing and some requiring online billing. You also should be paying online. Save the 55 cents, have proof of your payment, and accomplish bill paying in minutes rather than hours. If the cost of a stamp were increased to $1 or $2 (far cheaper than UPS or FedEx), would you continue requiring bills to be sent to you and paying by mail? Times have moved forward and we have to keep up.
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If they increased it to $1 I would absolutely still use postage stamps and send mail via the USPS. I still write letters (it's that thing some of the more educated people used to do, back in the last century, using paper - which is a sort of flattened wood pulp - and a pen - which is very similar to the thing used to scribble a line at the checkout when you buy something more expensive than $50, except it has this black gooey stuff that transfers to the flattened wood pulp thing).
People still send greeting cards, made out of that funky wood pulp previously mentioned.
I would LOVE to pay my health insurance bill via the internet, but it isn't an option unless I sign up for automatic payment. I'm not willing to give my bank account routing number to a health insurance company and have them automatically withdraw a penny. We already have a couple of automatic withdrawals, and even that makes me uncomfortable. The rest is done electronically when my husband releases the funds to pay those bills, and not a moment earlier.
So I can mail a check, or I can drive to CVS, get in line, and pay my bill there. We choose to mail a check.
Regardless of "the times" - there are people who don't even OWN a computer living in the Villages. They don't OWN a smart-phone. One of my neighbors doesn't even own a flip-phone, or an answering machine. She insists that if it's important enough, they'll call back when she's home.
No one should feel obligated to buy a computer, pay for monthly internet service, or buy a smartphone and learn how to download apps and pay for cellular service, JUST because YOU don't like mailing things in the post office.