The stock market is the stock market...it goes up and it goes down. If you can time it...you were just lucky once or twice
IMHO if you are still depending upon the stock market at this point in your life to get by...just maybe you didn't make all the right financial moves or plan all that well
if that is the case, I hope that you make it though whatever is going to happen okay...I wish no one unhappiness or financial struggles
I'm thinking that they teach investing for your retirement in high school as a required course...or at least the power of money and time
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