Pluses and Minuses on each type of house so it really boils down to your preferences and (since I presume you are considering pre-owned homes) availability.
Solor Tubes are marvelous devices. Enough already said in here about them but they do not get heat into your house - only light.
When you buy, I presume you will have a qualified inspector make a thorough inspection of your house. His report should alleviate your concerns about existing termite infestation or damages. Most reputable pest control companies in the area will provide (for $$$$) an annual termite contract - terms and conditions dependent on the company. In all cases, they will do their own inspection and if your home is termite-free and termite-damage-free, provide the service. The initial inspection and treatment can be a little pricey but the annual renewals are fairly reasonable, as long as you stay with the same company.
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