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Originally Posted by zamory
That is 100% wrong. Insurance rates are raised when a disaster is declared and when the insurance company asks the state for permission to raise rates. You are right, an Aob is not a good idea with a greedy roofer but on the other band it ensures the contractor gets paid. I’ve had many customers over the years pocket the insurance money. If any one wants to know the truth about the insurance process feel free to contact me.
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No, YOU'RE 100% wrong. My premium went up 45% this year and I have a 2 year old roof that I bought on my dime, no insurance claim. The Villages Insurance agents will tell you this is because of all the claims for hail or wind damage caused by storms that nobody can remember.