For a very long time insurance companies have not been allowed to use pre-existing conditions to CANCEL insurance for anyone with continuous insurance coverage. The issue is can people opt to not have insurance, saving big $$$$, and then suddenly decide to sign up for insurance when they find out they have a condition that could cost them lots of money. As long as they can not CANCEL already in-force policies when someone unfortunately gets diagnosed with a serious health condition, I do not see an issue. Otherwise, most younger healthy people would not bother to pay for insurance until they need it. That would seriously change the pricing of insurance for responsible people who always carry health insurance.
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