Talk of The Villages Florida - View Single Post - Pre-existing Conditions
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Old 09-18-2020, 08:33 AM
Boomer Boomer is offline
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Originally Posted by skarra View Post
Gee, I came from a country with FREE healthcare (Australia). Great system, no forever bills coming in the mail - swipe your Medicare card once at time of service and you were done. Plus taxes are not much different than they are here, and 30 years later they still soldier on with it even though many claim it can't last.

My relative got a hip replacement a couple of years ago - ZERO cost, no bills in the mail, no insurance companies to deal with. Now if you want your choice of hospital with a private room (vs a shared room), and with your own doctor, you can supplement the government provided coverage with your own private insurance. But it is optional - some people get it just for the better food in the private hospitals.

I've no idea why people in this country fear a single payer system, or healthcare coverage for all. Wouldn't we all lead happier lives if healthcare costs were taken out of the equation? No need to worry about pre-existing conditions. And if you asked me is the healthcare provided better here - I'd say no difference at all. In fact, if I had a major illness I wish I could return home just so I wouldn't face potential financial ruin.

All my aging friends back in my home country constantly remind me of how happy they are with the medical system there. I lived my first 30 years there with their health coverage system, and now 30 years here with ours - trust me that our system sucks and I much prefer what they have there. No reason why we can't do something similar here.
Thank you.

In many situations, the percentage of an American family’s income that goes to pay for health insurance is ridiculous. Premiums, deductibles, and out-of-pocket costs grow bigger each year — even for those who have access to plans through employers.

I have often wondered if those who are so vehemently opposed to an OPTION being offered by the federal government have ever looked at the reality of what working people face today in the scramble for health insurance coverage.

The elder-boomers (and those older) now have Medicare available to them. The very first boomers born are about 9 years into Medicare. The cost of health insurance to that age group — when they were still working — was not much more than a blip on their budget’s radar.

But ask anyone still working how much their employer health insurance costs now. Ask your adult kids.

Speaking of Medicare, I have several friends who have (or had) to continue to work until age 65 or had to wait for a younger spouse to turn 65 so Medicare could kick in. Working until 65 is often a choice made strictly based on health insurance coverage.

Health insurance? The solution can be in the middle with a Buy-In to a federally sponsored program available. Medicare works and I have not heard any of the self-absorbed “I got mine, too bad you don’t have yours” crowd volunteer to give up their Medicare.

The SC case is to be heard soon. I think there are a lot of people who have no idea what is happening behind the scenes because they do not look beyond what they are being told.

Back to Covid as a pre-existing condition — anybody who thinks insurance companies will miss the opportunity to term it a pre-existing condition in order to increase premium costs or to deny coverage is not paying attention.

The pre-existing conditions protection can be knocked out by the SC in their ruling on the case to dismantle the entire ACA. As I understand it, because part of it is already gone, the argument is that is what should render the rest of it unable to stand — and that is where the pre-existing conditions protection is — for now. (Loophole? I guess we will find out.)

The answer to our health insurance crisis is somewhere in the middle, but divisive emotions are running so high in this country right now that logic and clarity are getting trampled. We are in the throes of serious problems being purposely exacerbated instead of solutions being planned and offered.

Last edited by Boomer; 09-18-2020 at 08:53 AM.