Quote:
Originally Posted by claricecolin
The case that will be argued before the supreme court a week after the election is to have the aca declared unconstitutional, the current administration is arguing that side. The aca is what provided for preexisting conditions protections. No plan is known exactly how this will be protected if aca is repealed.
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The individual mandate contained in obamacare is what is being contested, now at the supreme court level. The plaintiffs are arguing it is unconstitutional. Whether it is or isn't, the individual mandate has absolutely nothing to do with pre-existing conditions.
Prior to obamacare, pre-existing conditions were handled by several methods. Continuous coverage starting before the date of the pre-existing condition was all that was needed to insure someone. Also, group policies offered by employers provided pre-existing coverage. Some States as well had laws preventing denial of coverage for pre-existing conditions.
Someone mentioned earlier there is no politician calling for the insurance companies to be able to deny coverage for a pre-existing condition. That is my impression as well. Sounds like someone is trying to stir up the masses with a problem that really doesn't exist.