[QUOTE=lkagele;1834930]
Quote:
Originally Posted by Boomer
Thank you.
Back to Covid as a pre-existing condition — anybody who thinks insurance companies will miss the opportunity to term it a pre-existing condition in order to increase premium costs or to deny coverage is not paying attention.
I don't understand this at all. Covid -19 is a virus. There is nothing "pre-existing" about a virus. Either you have it or you don't.
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You apparently do not understand how pre-existing is administered. If you contract Covid - 19 while insured it is not a pre-existing condition.
If you have active Covid-19 at the time you apply for insurance it is a pre-existing condition. (Believe it or not some people try to game the system. )
If you had Covid-19 and it has resolved and you later apply for insurance it will not be considered a pre-existing condition.