Quote:
Originally Posted by biker1
If you are on an obamacare plan, perhaps. If you are working and your employer provides health insurance or you are on Medicare, probably not. I am probably one of the few people around here who is actually on an obamacare plan (Florida Blue, the only provider in Sumter County). If you want to know what is wrong with it I would be happy to oblige.
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I'm on FloridaBlue too, with subsidy (tax rebate) from the ACA. Other than the deductible ($3500 individual or $6000 couple, if I remember right?), it's fairly similar to what we had up north. We didn't have any deductible up there.
We have co-pays, which are higher than up north, but still affordable. We have to get pre-certified for pretty much everything here in Florida, and could see a specialist without "permission" in the north. Rx coverage was exactly the same as it was in the north, except that fewer pharmacies participate down here. I had to switch my prescription from mail-order to Walgreens, but the cost is the same for the prescriptions.
The upside to Florida Blue is - even though we are charged a very small monthly premium, they have activities you can participate in to earn credit toward those premiums. So we haven't actually had to PAY any premium since February, and we still have a couple hundred bucks in credit.
My doctor is good enough for my needs, which is mostly to make sure I'm healthy once a year, and renew my prescriptions twice a year.