[Redstonelady]

I own a home in Connecticut and I am covered by United Healthcare (HMO Plan 3). The plan includes the "Passport" option, which provides medical coverage when I vacation in Florida for several months.

I received a notice from United Healthcare regarding changes for my plan in 2021. The Passport option is no longer covered, instead my plan includes the "United Healthcare Medicare National Network". In addition, in 2020 I was able to enroll for dental coverage, pay for one month, have dental work done, and then disenroll, thereby paying for one month of coverage at $43. In 2021, United is changing dental so that it must be paid for at $45 per month for the entire year (12 x $45 = $540).

I purchased a home in Ocala this year and I'm coming down in November and will file to make the Ocala property my permanent residence.

I'm looking at the United Healthcare The Villages Advantage 1 (HMO) plan, which included the Passport option, at least in 2020.

Can someone tell me if The Villages Passport option is changing for 2021? And if yes, how is it changing?

Also, in 2020, The Villages Advantage 1 plan included preventative dental services at no charge. Will that be true in 2021?

I'm confused about when/how to change my insurance coverage. My plan is to call United Healthcare and invoke the Passport option when I leave at the end of October for Florida. Then, I will enroll in a plan offered in Florida.

Am I headed the right way?