Agree the Lady Bird transactions can work. I basically know nothing about it other than it is an option. But I think you have to be careful so that if you want to sell the property the beneficiary does not have the ability to stop the sale. Remember you will still need an attorney and fees to pay if you do set up the Lady Bird. Also Fl might have a different name for this but the idea is the same.
You are correct that you might still have to go through probate due to a title insurance company wanting it.
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